Identity theft and your home loan

Buying a home can be stressful enough, but what if your credit became a roadblock to your purchase?

Imagine walking into your Louisville bank and applying for a home loan, only to find out that you've been denied because of outstanding loans in another you know nothing about. Then imagine finding out that someone has been using your identity for a decade. Then imagine the government believing them over you, and forcing you to have burden of proof.

This is a true, amazing story that was recently reported on Good Morning America. And unfortunately, it's a story that could happen to almost anyone. That's why it is so important to monitor your credit on a regular basis. Did you know that you're entitled to a free credit report once a year? You should also practice good computer safety, especially when using wifi in a public space.

You can view the incredible story from Good Morning America HERE.

Please contact us for more info on what you may need before you look for a home in Louisville.